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Argosy University Involved in Recent Lawsuit

A 2009 lawsuit filed in Dallas was settled in December 2013 between former students and Argosy’s parent company, EDMC. The lawsuit was launched due to complaints that students enrolled in doctorate programs were led to believe the school was accredited by the American Psychological Association for its 2 doctorate psychology programs. After enrollment, students were later told Argosy University hadn’t received accreditation yet but was working on it. At the time of the lawsuit, the school still had not applied to be granted APA approval. Parent company, EDMC, indicated that many Texas jurisdictions didn’t require any accreditation status for a licence to practice and stated it was not guilty of fraud. The settlement of $3.3 million was reached but this meant the Argosy University lawsuit did not force the school to admit liability

The 2010 Government Accountability report listed Argosy University along with 14 additional schools. Undercover applicants had been sent to the university and it was discovered that students were being told misleading and untrue statements regarding its accreditation status in order to get them enrolled. The school later appeared on Frontline, a PBS program under College Inc. exposing the disreputable and questionable practices of the school. The Florida Attorney general was also forced to investigate after it received eight complaints from consumers.
Attorney General, John Suthers, stated that the complaints filed complained that the school was marketing two PhD programs, one for a doctorate in clinical psychology, the other for a doctorate of education in counseling psychology. Students were led to believe they could work as licensed psychologists in their field even though the state of Colorado requires all psychologists to graduate from an APA-accredited program. The other program would never have qualified anyway as it was automatically excluded due to the fact that it was only taught on weekends, against APA requirements.

In June 2010, students were lied to and informed that the program wouldn’t be meeting the state requirements as the rules had recently changed. The rules were the same as they had been and this was just an attempt to pacify. Argosy then required its students to sign a document which stated they were in the program with full knowledge that there was no guarantee they would ever be able to receive a license to practice.

The settlement resulted in Argosy reimbursing 66 students for their tuition costs and was reached in a Denver District Court in December of 2013 and reiterated that Argosy University takes its students as its top priority. Although the students in the lawsuit may have received a portion of the settlement, they must return to school under an APA accredited program should they ever wish to work as licensed individuals in their field of study.

By the time the lawsuit was settled, no student who had taken part in the program was working as a licensed psychologist in Colorado or any other state. The school was also instructed to cease enrolling students in its program and to remove them. A year and a half later, Argosy still has the two programs listed on their website and has still not been APA accredited.

If you feel you were defrauded by the school you attended or you are being treated poorly as a distressed borrower by your creditors, contact StudentLoanFAQ's and speak to one of our advisors about student loan forgiveness. You may qualify to consolidate or even wipe out your remaining student loans if you attended Argosy University.

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Your Top 3 Student Loan Forgiveness Questions of 2017

Top 3 Student Loan Forgiveness Questions



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Q: Can I Get My Private Student Loans Forgiven?


No, unfortunately the government programs known as student loan forgiveness and loan discharge, only apply to federal student loans. There are options available for your private student loans however, these relief options are not federally funded and they don’t fall under the loan forgiveness umbrella (ask us for more information on this).


Q: What If I’m Still Enrolled in School?


At this time, you can only enroll in federal forgiveness programs if you have graduated or dropped out. If you are graduating or leaving school soon, we can help you get the process started but you will not be fully enrolled until you’re completely done with school.


Q: Is This A Scam?


While we understand your concern, we assure you we are in no way a scam. We are a document preparation company that handles paperwork on behalf of students and borrowers. We help our clients get accepted and enrolled into any of the loan forgiveness programs and get their loans fully consolidated. While this is something you can attempt to do on your own, it is not recommended just as most don’t recommend doing your own taxes. Student Loan FAQs prides itself on being completely transparent with our clients. We take care of the paperwork so you don’t have to while expediting the process and maximizing your relief.

Any information obtained during the process is solely used for the purpose of servicing your account and is not shared with third parties at any time. We are fully accredited and A-rated with the Better Business Bureau as well as the AFSLR and the Association For Student Loan Relief. We take great pride in our work, as any of our thousands of happy clients can attest to. Should you have any questions/concerns on this matter, one of our friendly loan specialists would be happy to discuss this with you.

What Is Federal Student Loan Forgiveness Act?

Federal Student Loan Forgiveness Act it is actually called "The William D. Ford Federal Direct Loan Program" which is a federal program that assists those working in public service jobs, such as nonprofits, manage their debt loan through forgiveness after 120 payments (ten years).This program, signed in 2010 by the Obama administration, gives borrowers (as well as lenders) options to help student consolidate and refinance their student loans. This is a great alternative to the standard 20-25 year forgiveness plans that come with standard federal loan repayments.

What Is Federal Student Loan Forgiveness Act?

How Do Borrowers Benefit From the Federal Student Loan Program?

Standard Repayment – The borrower will pay a fix amount each month for the life of the loan. The payment would be determined by your borrowed amount, interest rate, and term of the loan.
Graduated Repayment – The borrower would make payments lower than the standard repayment plan, but would gradually increase every two years.
Income-Contingent(ICR) – In this plan, the borrower would make payments based on their income, family size, loan balance, and interest rate. Borrowers in the ICR can have a payment as low as $0.00/mo. Contact us to find out if you qualify.
Income Based(IBR) – This plan bases the borrowers payment strictly on their income and family size. The balance of the loan and interest rate are not used in calculating the monthly payment. The borrower would be responsible to pay 15% of their discretionary income to their federal student loans. Borrowers in the IBR can have a payment as low as $0.00/mo
Pay As You Earn(PAYE) – This plan usually has the lowest monthly payment, and is also based on your income but uses 10% of your discretionary income as a payment instead of the 15% used in IBR. Qualifying for the PAYE repayment plan is more difficult than the others. Borrowers in the PAYE can have a payment as low as $0.00/mo

What Student Loan Programs Do I Qualify For?

The easiest and fastest way to find out if you qualify for the federal student loan forgiveness program is to fill out the form on this page and speak directly to one of our representatives. They can answer all of your student loan questions directly and even walk you through the application process. Federal student loans are funded by the government, but are serviced by companies such as FedLoan Servicing, Navient, and others. If you have taken out any of the following federal student loans you may qualify for the forgiveness program.

Federal Direct Subsidized Stafford/Direct Loans
Federal Direct Unsubsidized Stafford/Direct Loans
Federal Direct PLUS Loans
Federal Direct Consolidations Loans
If you are not sure if you have any federal student loans, you can find these details in your National Student Loan Data System (NSLDS) account.

Work Requirements to Qualify for a Federal Student Loan Forgiveness Program

You must work full-time or at least 30 hours per week at an eligible job (whichever is greater)*
*This includes federal, state, and local government, 501(c)(3) non-profit work, public education, military service, and other work. If you’re unsure whether you qualifies to not, we can help determine employment requirements for Public Service Loan Forgiveness. Contact us here of fill out the form bellow and we'll be in touch with you soon.

What If I Don't Qualify For the Federal Student Loan Forgiveness Program?

There are over 33 million people employed in the government and non-profit sectors (over 20% of US Employees). Anyone of these people who has student loans may be able to benefit from public service loan forgiveness. Sadly, As of Summer 2015, only 336,000 were enrolled in Public Service Loan Forgiveness–That’s only 1%!

After reading this article and you feel you don't qualify for a student loan forgiveness program, feel free to contact us. In 24 hours, our reps can confirm if you qualify for one of these federal forgiveness programs and even guide you towards other debt relief solutions. Otherwise, we consider looking into refinancing your student loans to lower your interest rates.

Find out if you qualify for federal student loan forgiveness