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Virginia College Fraud and Lawsuit Complaints

Virginia College Fraud and Lawsuit Complaints

Virginia College is facing a lawsuit from seven of its students who claim that the school misrepresented the usefulness of its programs, duped its students, and has practices in place easily seen in its advertising which show it uses discriminatory advertising as a way to target specific groups. These students state the falsehoods presented by the school about job placement and accreditation also are used to commit fraud against their students and the federal government.

Alleged discriminatory advertising predominantly features African-Americans and females in addition to minority groups which violates the Equal Credit Opportunity Act. This targets those living in African-American communities in particular which the school allegedly goes out of its way to enroll to gain access to federal financial aid. A two-year course in medical administration costs approximately $35,000, making it well over double the cost at a non-profit school.

The school’s accreditation statements indicated it as being a recognized school, and in some ways it was. It did have the approval of accreditation boards which regulate requirements for medical programs. It wasn’t, however, complying with their regulations in the instructions to its students. One such course required that students complete a total of 10 finger stick blood draws and 30 regular blood draws in order to complete the program.

Students indicated that they had done only 1 finger stick and zero regular blood draws even though the school indicates that students will learn the required skills in class by using each other as the patient. This, according to former students, never happened. Virginia College then claimed that this wasn’t really a problem as externship would provide them the opportunity to learn the required skills and complete the requirements…on real patients. As far as the school is concerned, it’s higher than non-profit costs are well deserved for all the extra services it provides its students. Finding a student to tell you what those value-added services might be the hard part.

A quick look at the school’s advertisements lends credence to the claim that it has targeted specific groups in an effort to profit from specific demographics. Females and African-Americans appear twice as often as other individuals in both their website and other ad copy. The school indicates that advertisement is the responsibility of their marketer and that they were unaware of any specific demographic being targeted.

Lawsuits haven’t stopped the complaints and plenty appear on online message boards from current and former students. They indicate that they have been left buried in tens of thousands in debt, are unable to work, and have nothing to show for the effort they put into their education. All they are left with is loan statements and minimum wage jobs they struggle to survive on once they pay their loan payments…if they’re able to at all. Those who can’t are left with their loans in default, credit destroyed, and will spend the next couple of decades trying to crawl out from the unexpected present Virginia College left them with.

If you feel you were defrauded by the school you attended or you are being treated poorly as a distressed borrower by your creditors, contact StudentLoanFAQ’s and speak to one of our advisors about student loan forgiveness. You may qualify to consolidate or even wipe out your remaining student loans.

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University of the Rockies Fraud Complaints

University of the Rockies Fraud Complaints

 

Fraud complaints concerning University of the Rockies are plentiful in online complaints boards from former students of the school. Students indicate that the for-profit university is taking advantage of those with disabilities to gain access to their federal funding and that their programs are nothing but a fraud. Claims that minorities are taken advantage of at the school are also a concern as students indicated that the school would enroll individuals in their doctorate programs who lacked the basic English skills necessary to complete the program.

Disabled students with cognitive disabilities were also enrolled knowing full well the program was not a good match for their particular disability as some could not even construct a sentence properly. As doctoral programs involve lengthy papers to be written, this was obviously going to present a problem for someone who was unable to write due to cognitive issues unless extensive accessibility programs were in place. As the majority of programs were completed online, this is highly unlikely.

Students also claim that fellow students were given A’s on assignments and papers which they had not even turned in yet. This furthers the claim that University of the Rockies was tampering with documents in order to gain access to federal funding. In order to receive acceptance under the programs, students must maintain a certain GPA to show they are capable of doing the programs. This could possibly explain how those who barely spoke English were able to enroll and remain in the university’s programs or how those with intellectual disabilities were able to stay in the programs.

Several students also indicate that the school misrepresented its programs in its promotional materials and enrollment meetings with school officials which have left many in a financial lurch. The school advertises that it offers Ph.D. programs in several courses of study but former students indicate that this is just an attempt to enroll students and scam them out of their money. Those enrolled in the psychology course of study, for example, were told they would be able to work as clinical psychologists after graduation with an extra class or two and licensure testing. This was not the case and students later were given statements that the school does not claim to prepare students for placement in licensed positions. A PBS special revealed that the school’s Ph.D. programs were not usable in the workforce as they lacked accreditation by the APA and students in the psychology program were basically paying for a useless piece of paper. These misrepresentations and predatory enrollment practices were outlined in the special and had school officials stating their documentation never indicated they had APA recognition.

Many students dropped the program after the special aired but not without substantial financial costs. The school cost as much as $23,000 per year for its Ph.D. programs, the majority of which would get students nowhere. When students demanded the names and contact information of former alumni who were working in their fields of study (a routine request for most schools), the administration was unable to produce even a single name.

While the school’s website claims it is not required to disclose a percentage of students completing specific programs, it also indicates that fewer than 10 students graduated from its Ph.D. in Psychology Clinical Specialization in the entire 2013-2014 school year and that the cost of the 260 week Ph.D. program done online is $103,447. Considering that students must first complete a Bachelor’s degree and a Master’s prior to enrollment in a Ph.D. program, that’s a whole lot of money for a program that does not allow you to work as a licensed professional afterward.

If you feel you were defrauded by the school you attended or you are being treated poorly as a distressed borrower by your creditors, contact StudentLoanFAQ’s and speak to one of our advisors about student loan forgiveness. You may qualify to consolidate or even wipe out your remaining student loans.

Collins College Fraud Complaints

Collins College Fraud Complaints

Online discussion boards and Facebook groups have been filled with former Collins College students who indicate that the college was a scam and committed fraud. One Facebook group in particular is focused on gaining enough members to launch a class action suit against Collins in regards to high pressures sales, predatory loan practices, and misrepresentation. Students attending enrollment appointments were often duped into signing financial documents without their knowledge which were really papers for multiple loans. If they asked for time to look at the papers, students were told that if they didn’t accept the seat immediately it would be given to another student and they wouldn’t get into the program.

Students were handed inch-thick piles of paper without time to review its contents and ended up signing for high-interest loans and several of them. Interest rates on some loans ended up being as high as 18%. Tuition fees and other charges meant that students were paying over $18,000 a year for tuition, or $60,000 for their bachelor’s degree. Most ended up on the line for far more as Collins College had the habit of telling students they had outstanding balances not covered by loans that needed to be paid immediately or they would be dismissed from the program. Students questioning these amounts were threatened with dismissal if they didn’t pay up.

Some students claim that they got called into the financial office only to be told that their loan checks had not been received and that their loans were canceled. They would then be asked to pay these amounts. When students finally got in contact with the lenders, they were surprised to find that the school had indeed received their loan checks and had cashed every one of them.

If the financial aspects were fishy enough, students entering computer graphics design programs often found the school computers wouldn’t work. At one point there was one computer for every three students in the classroom and students were told they would have no choice but to purchase a specific laptop and specialized software in order to continue. The price tag: $3500. Students found that photography and film equipment was severely outdated and would fail or fall apart during its use. Students would then be charged “equipment neglect” fees to their accounts even though they had not mistreated the equipment in any way.

Dropout rates at this college were substantial. Classes with 20 students or more would be reduced to only 4 or 5 students come the end of the term. When students left the school due to dissatisfaction with the financial aspects, quality of equipment and tools, or quality of instruction, they often found their ship was sunk…no other school would accept credits from the supposedly accredited school. As for job placement promises, many students found their job placements consisted of working at the local Home Depot or McDonald’s and that no employer would hire them with a degree from Collins College. In the end, students were left with staggering loan debts and no jobs to pay for the massive monthly payments on loans they didn’t even know they’d taken out.

If you feel you were defrauded by the school you attended or you are being treated poorly as a distressed borrower by your creditors, contact StudentLoanFAQ’s and speak to one of our advisors about student loan forgiveness. You may qualify to consolidate or even wipe out your remaining student loans if you attended Collins College.